Rural Credit Cooperatives Credit Management System Analysis And Design

Current, whether state-owned banks or commercial banks according to the existing business, increase investment, improve business and management capabilities. Bank credit business is one of the core businesses, to realizing electronic management requirements become more and more urgent. Electronic construction of the banks on the credit business, most banks have developed and applied the credit management system. The level of information is relatively weak credit union, currently there is no unified credit management system, only in some areas developed and applied the credit management system. In this paper, according to the credit business of the actual situation, we researched and developed a new generation of credit management system, which fundamentally improve and enhance the system’s advanced nature, flexibility, thoroughly improve the data accuracy and timeliness, inject the more powerful technical support force for the credit business management level of comprehensive promotion. Through the development and application of credit management system, it improve the loan management level, improve credit cooperatives economic benefits, standard credit agency credit data, facilitate the credit cooperatives own management, also can make the superior department better supervision and management of junior branch of the illegal loan behavior.Based on analyzing the credit of business processes, using the software engineering thinking, the design of system is completed. In this paper, the following aspects were studied:conduct a detailed analysis for the credit agency credit management system needs, including customer management, business management, interest management, personnel management. On the basis of system design, including functional design, database design, input and output design. Function module design part of the system is divided into customer management, business management, interest management, personnel management, query statistics of five function modules, and the function of each part for a detailed description of the design. At the same time, take interface design from two aspects for the internal and external interface, customer ease of use of the system input and output for a reasonable design, analysis several possible mistakes and processing method on the security problem of the system. In the database design stage, conduct conceptual structure design and the detailed logic structure definition.