Business Risk Preventiong Of Rural Credit Cooperatives

Rural Credit Cooperatives is approved by the People’s Bank of China, composed by the members shares, democratic management, providing financial services mainly for members of rural cooperative financial institutions. Rural credit cooperatives are independent corporate entities, with all its assets liable for the debts of rural credit cooperatives, enjoying civil rights law and Their property, according to law the legitimate rights and interests and operational activities protected by state laws.Internal audit credit cooperatives,also known as internal audit is-an independent and objective internal monitoring and evaluation activities.By full-time staff, according to regulations, financial regulations; in accordance with certain procedures, the use of specialized methods,Internal audit credit cooperatives are monitoring, evaluating and verifyingits deposits, loans, settlement and other business activities and the adequacy of internal audit control, legitimacy and effectiveness in order to achieve prevention, risk mitigation, the purpose of achieving business objectives.In recent years, the rapid growth of assets, rapid development of business types and service means, but also bring various types of risk also increasing. Various types of economic cases have occurred, affecting the healthy development of rural credit cooperatives.The reason is the absence of internal audit. Therefore, establishing a sound system of internal audit and improving the quality of internal audit is an important means for preventing risk.This article focuses on exploration from the perspective of the internal audit operation to prevent the operate risk of rural credit cooperatives.Chapter One:Introduction. research background and significance for implementing risk control in rural credit cooperatives. Research framework and innovation. Chapter Two:Literature reviewChapter Three:Risk management of rural credit cooperatives.Chapter Four:Case study.Chapter Five:From the perspective of internal audit to prevent rural credit risks.Chapter Six:Conclusion....