Evaluation Research On Risk Of Order Financing Based On The Model Of Supply Chain Finance

carried out by banks and other financial institutes, and this business has serviced for a number of Small and Medium Enterprises in recent years, at the same time, this business also bring a new profit point for financial and logistics services. However, the risks of Order Financing that banks and other financial institutes has faced needed urgently for risk assessment to this business. Based on this background, this paper carries out the research for the risk evaluation index system and evaluation method of the Order Financing business.From the review of project research and literatures, it is still not completed for evaluation theory and methods of the Order Financing risk when banks and other financial institutes carried out, this paper proposed several basic elements in Order Financing, analyzed deeply the role of the Third Party Logistics Enterprise in Order Financing and several key risk variables that banks will face, proposed innovatively a evaluation method based on BP neural network. According to the analysis of risk factors of Order Financing and through literature review and expert interviews, builted preliminarily evaluation index system of Order Financing risk from five aspects which including financing companies, downstream core Enterprise, logistics enterprise, supply chain operational status and external environment. Through questionnaires and statistical analysed the survey result, Finaly, make a complete, qualitative and quantitative evaluation index system of Order Financing risk. Take several Order Financing projects that carried out by commercial banks and logistics companies as the examples, compiling the data of expert scoring and quantitative to network training data, establishing Order Financing risk assess model based on BP neural network. Then take these learning samples data into the neural network model to learning and training, and then established the assessment model for Order Financing, and test the validity of this model by simulation.Research shows that the model can assess and reflect the risks which banks and third party logistics carry out order financing in cooperation, and can be used to guide bank to prevent order financing risk.