Research On Application Of Supply Chain Finance In Y Company

Under the background of the global financial crisis, economic recession led to widespread demand shrink, coupled with tight monetary policy and rising labor costs make most production enterprises in each area present a difficult situation, and lose survival and development space gradually. Small and medium enterprises(SMEs) which flooding in all aspects are the backbone of manufacturing industry in China. But, SMEs generally exist defects, such as fixed assets less, business scale limited, credit grade low, and financial system does not sound, these make the SMEs are more difficult to get loan from financial institutions like bank, financial crisis makes this originally existed financing difficulties of SMEs get more feel of the economic winter: orders sharply reduced, and inventory serious backlogged, and strong competition opponents with lower price to rob orders, and the bankrupt of suppliers and downstream customers. The production-oriented enterprises, especially the small and medium enterprises should be how to deal with the potential of systematic supply chain crisis? The supply chain finance with the financial services using the product inventory, raw materials and accounts receivable can be a way out of its continuing survival and development?This article introduced and analyzed the supply chain management and the supply chain finance service provided by Y Company. Y Company supplies the service including business management, import and export customs clearance, domestic/international logistics, distribution, bonded logistics, procurement, sales and marketing executive, VMI, virtual manufacturing, information and data processing services and supply chain financial services for its customers through the platform integrated by the breadth/depth of supply chain, product integration and network supply chain, which became a one-stop supply chain service platform. At the same time, this article analyzed the supply chain finance product system supplied by Y Company, found out that the supply chain management which charged in proportion just is the solid foundation of Y Company, and the supply chain finance service which pays for the clients is the main motive force of development.Then, when we put Y Company and the success cases company(UPS/Z Company) together and compared them in the types of assets, logistic business types, source of funds and the financial supply chain types and characteristics, found out that Y Company has lots of risks in the asset structure, source of funds and risk control and put forward suggestions for improvement.Finally, based on the analysis and research on Y Company which provides one-stop supply chain management services and supply chain finance service, we got the development trend in the future of Y Company as well as the domestic supply chain finance and logistics industry development prospects according to the current situation of financial market and national policy's judgment.In summary, compared with the successful cases and the combination of quantitative analysis and qualitative analysis method, this article analyzed and researched Y Company's one-stop supply chain management and supply chain finance services and its operation mode, pointed out that the risks Y Company are facing and proposed solutions, and summarized Y Company's short-term development trend, therefore provided a basis and guiding advice for the financing of small-medium-sized enterprises and the third party logistic company's self-help.