Analysis The Competitiveness Of Chinese And Oversea Commercial Banks’ Personal Finance Managing Business

Commercial banks’ personal finance product is a very important investment tool. With the increase of the China economy and disposable income per person, developing the personal finance managing business can meet both the public investment demand and commercial banks’third party business further improvement. After China joined the WTO, the government has relaxed the restriction on oversea commercial banks. Through the competitiveness analysis of Chinese and oversea commercial banks personal finance managing business, find out their strengths and weakness, and figure a right path to further develop the business, which will be helpful to promote the healthy development of the industry.Through the overview of personal finance managing business, its development and current situation, this thesis built up an objective and quantifiable indication system. The analysis and outcome can be a reference for Chinese commercial banks to pursue a more powerful and healthy personal financing managing business.Currently, research studies for this industry and business are lack of quantifiable analysis, direct comparison of Chinese and oversea banks. This thesis will identify the key factors that may impact the business, collect a large amount of targets operating and financial information, and also their products status. This thesis can be a reference for the commercial backs through the thorough analysis and comprehensive research.