The Optimization Way On How To Prevent Cashing With Credit Card Fraud

In recent years, the rapid development of credit card not only provides commercial banks a huge opportunities for expanding personal financial business, but also introduces a convenient support for individual consumption and goods circulation. While at the same time, cases of cashing with credit card fraud was reported frequently, and the amount involved becomes larger and larger, which seriously impacts our country’s financial order and financial safety, and then the healthy run of our country’s financial regulation and macro-economic. In this case, finding an effective way to prevent cashing with credit card fraud becomes an urgent and an important task.Using zhengzhou case as an example and combined with our country’s economic and social environment, this article summaries the major problems on cashing with credit card fraud and provides some individual advices on how to prevent then, which includes five major parts:the first part is the Introduction, which tells the theme of the case, introduces the backgrounds and the meanings of the research. The second part introduces the basic situation and summarizes the major features of zhengzhou case. The third part analysis the specific influences of cashing with credit card fraud, and then discusses the main causes from inner and outer aspects. The fourth part mainly discusses the way on how to prevent cashing with credit card fraud.This article put the social, economic and political environment into the thinking of how to prevent cashing with credit card fraud, which is useful to adding the feasibility of the suggested countermeasures.