The Research Of Chinese Commercial Banks’ Sefifciency Based On DEA

The commercial bank is the main body of our country finance system, its efficiencyimprovement has the vital role to our country finance resources using the efficiencyenhancement. Since our country enter the WTO, our financial market is widely opened,the native commercial banks face the big chance and big challenge. They not onlycompete with the native banks but also the foreign banks. To deal with it, the Chinesecommercial banks should find new strategies and new financial products.This thesis employing16listed banks data, use DEA(Date Envelopment Analysis) toget the result and using different estimation techniques with alternative assumptionsprovide potent evidence that banking efficiency in China has been improved after stocklisting. Then I explain the reasons and give some useful advises.Firstly the thesis introduces some factors which have influences on bank efficiency.Then reviews former literature on bank efficiency and introduces the banking system andfinancial environment in China. Using DEA model chose some key factors find the bankefficiency gap between before IPO and after IPO.This paper employed the non-parametric method, find the influence of IPO to bankefficiency. Because of some data of banks is unavailable, this thesis cannot give thecomprehensive analysis of bank efficiency. But this paper has some significance on howto improve the bank efficiency.