The Efficiency Of Commercial Banks And Economic Growth In Gansu Province:An Empirical Study

The core of the theory of economic growth is to examine the impact of growth factors, however, want to make the effective release of these factors in the economy, the role of finance can not be ignored. Therefore, in the process of modern economic growth, but also from a financial perspective to examine the causes and mechanisms of economic growth. China has been a bank-based financial system structure, capital market development is lagging behind in Gansu Province, the commercial bank-based financial structure is more significant. Financial resources as a scarce resource, its size and structure to enhance the space is limited, the efficiency improvement is the key for the future development of the commercial banks. Therefore, in this context, the study from the commercial bank efficiency perspective and the relationship between economic growth has important practical value and theoretical significance.Chronological sort out the theory and literature on the efficiency of commercial banks, commercial banks efficiency and economic growth at home and abroad, and Research, views and comments, and then expand the theoretical analysis of the relationship between the efficiency of commercial banks and economic growth, including the definition of the efficiency of commercial banks connotation, the interaction mechanism of the efficiency of commercial banks and economic growth and efficiency of commercial bank system, combined with the composition of the commercial banking sector in Gansu Province and the data obtained the possibility of building to reflect the commercial bank efficiency and economic growth indicator variables, whereby the empirical research the relationship between Gansu Province efficiency of commercial banks and economic growth, and finally during the basis of the empirical results are summarized and the reasons for parsing, combined with the specific circumstances of economic growth and development of commercial banks in Gansu Province the basic idea was proposed to improve the efficiency of commercial banks in Gansu Province and the relationship between economic growth: macroeconomic environment level, the coordination of the protection of economic growth and development of commercial banks together; level of macro-financial ecological environment, rational treatment of the relationship between government regulation and market competition; micro-Bank of the main level, the efficiency of state-owned commercial banks and small and medium-sized joint-stock commercial banks to improve the focus is different.