Automotive Financial Services Model Design Based On The Automotive Industry

Auto Finance is the "heart" of the auto industry; it provides "blood" for the development of automobile industry. The auto finance has created an extremely important economic value for the auto industry. With the opening of the automotive market, more and more capital and technology come into the Chinese automotive market and the value of the car service especially the financial service is becoming more and more important. Today the most important problem in automobile finance field is how to provide the automotive financial services.In the foreign countries, the auto finance over a century old, more mature service has contributed greatly to the prosperity of the automotive industry, and has deepen the development of the automobile and financial sectors. But in the domestic, auto finance started at late time, it is in the exploratory stage.The establishment of automotive financial services model is a good way to promote the automobile industry.This article analyzes the relationship of the automobile industry and automobile finance using the theoretical analysis, practice analysis and quantitative analysis. Automobile financing services can not leave the auto industry so the auto finance model designs from the point of view of the automotive industry. Through the theoretical analysis, practice analysis, quantitative analysis and foreign auto finance model research, this paper advises our country auto finance model design should build according the auto industry and union a variety of automotive financial services institution cooperation and construct a wisdom auto finance platform. The automotive financial services model based on the industry, service industry, and auto finance optimal allocation of resources.