Under The Background Of New Era In China’s Rural Insurance Market Development Countermeasures

Rural insurance industry is based on the industry position in the national economy, and it is also a weak industry, almost in daily life in farmers and agricultural production and operation, there is always the risk almost everywhere. Agriculture in China is located in superpower, and their natural disasters in the world also become one of the most serious countries. Natural risk of agricultural not only cause a lot of farmers’ economic cause great losses, still it can make a lot of planting to raise the scale in engaged in industry production of investors and many large scale in the investment contract and expanding production to worry. Therefore, our country weaker agriculture need agricultural insurance to "safeguard the". As early as in the communist party of China13th BaZhong plenary session of the CPC central committee on further strengthening agriculture and rural decision "is put forward in the rural society endowment insurance requirements" gradually establish a social security system in rural areas. In the conditional area, and gradually develop rural endowment insurance." The party congress17and the third plenary session of the spirit, decision of the state council, since2009in a new type of rural social endowment insurance (hereinafter referred to as the new farming maintain a pilot. This all fully explain the insurance more and more national attention to the cause.In the world insurance industry in a rural development history of nearly years, such as foreign developed countries, including part of developing countries in the countryside are insurance value, and used it as a national modernization development an important link, but China’s rural insurance for history and reality, also has been far cannot satisfy the scale of China’s rural development, the characteristics of rural insurance is high and high risk through, it will become one of the development of outstanding problems and constraining bottleneck. The "three issues concerning farmers" is constructs harmonious social the very prominent a question and rural insurance is dealing with the "three agricultural" problems and constructing harmonious society is one of the main ways, so the rural insurance research has the important practical significance and theoretical significance.Based on this, this article from the insurance in our country the definition, types and the factors restricting our rural insurance, and pattern of development of China’s rural insurance for the thorough analysis, to seek for the suitable for China’s agricultural insurance development rationalization mode, and explore new background to speed up the development of China’s rural insurance market related countermeasures to the development of the market provides some ideas for our country rural insurance.