Study On Risk Management Of International Trade Financing For Gansu Branch Of ADBC

Along with the course of global economic integration, the international trade finance business has been rapid development, but its risk is getting more and more diverse and complicated. As a servicer of "Three Rural", Agricultural Development Bank of China (abbr. ADBC) must fulfill the state’s agricultural policy, support the clients to participate international competition and expand the depth and breadth of the agriculture opening.ADBC should be paid much attention to that how to improve the business of international trade financing and manage its risks.As the economy hanging behind and underdeveloped province for Gansu, the economic development is dropping behind very much, the foundation of international trade is weak, product of import and export is single, the total import and export of agricultural products was less than4%of Gansu import and export trade volume in2011.As the beginner of international trade financing business, the Gansu branch of Agricultural Development Bank of China (abbr. Gansu ADBC) faced many disadvantage factor, such as specialized staffing insufficiency, lack of business experience, process complexity, high thresholds, credit scale and other factors, the trade financing risk is accumulating. Meanwhile, because of the ADBC policy-type function localization’s particularity, supports the customer community the particularity, the operation mechanism’s particularity, differs from the trade financing risk management’s each link emphasis point with other Commercial bank, has the necessity to aim at Gansu ADBC trade financing risk management very much to conduct the research specially.With the previous theoretical analysis, the author combined with Gansu branch of ADBC to develop international business start-up of the actual situation of Gansu ADBC on international trade finance risk the status quo analyzed. First, in the introduction of agricultural policy finance theory, based on an analysis of the functions of positioning of ADBC in international trade finance business, and then from the bank risk management point of view to prevent the risk of the importance of trade financing. The Bank further Study summed up Gansu ADBC at the practice of international trade financing risks causes. Finally, in view of the current international trade financing business risks and the operational risk proposals、with a view to seeking to strengthen Gansu ADBC trade financing risk prevention capacity, and deepen the concept of risk management and international trade financing business strategy integration rapid upgrading international trade finance business core competitiveness of Gansu ADBC.