Our Country Commercial Bank International Trade Financing Risk And Its Management Countermeasures

In recent years, along with our country economy internationalization accelerating pace,in the field of foreign trade in our country obtained great development, this also for ourcountry commercial bank development international trade financing business to develop theinternational market. At the same time, related to international trade financing business riskfollowed. Therefore, faced with domestic commercial banks trade finance business realityconstraints as the basis, research of trade financing innovation ideas, strategies and methods,as well as the innovation risk evaluation and management, to improve the backwardness ofour country commercial bank international trade financing business, improve the efficiency ofbusiness operation and innovation ability, are all has important theory value and practicalsignificance. Because of China’s commercial banks to carry out international trade financebusiness of time is shorter, for the risk awareness and prevention capacity is not strong, so onin the increasingly fierce competition in the international market, how can Chinesecommercial banks catch up, actively expand international trade financing business scope,achieves the international trade financing benefit maximize, at the same time, to effectivelyprevent and control the international trade financing risk, this becomes the topic of China’sbanks eager attention.Starting from the actual situation in our country, based on the international trade financebusiness of Chinese commercial banks risk evaluation and regulation system as the researchobject, through to the international trade financing business and risk related introduction, aswell as to the western developed country commercial bank international trade financingbusiness advanced experience for reference, explore our country commercial bankinternational trade financing business risk factors, aimed at the present situation of Chinesecommercial banks trade finance business of some major problems, analyzes the risk ofChina’s international trade financing product; With analytic hierarchy process as the mainmethod, and puts forward strengthening our country international trade financing business ofcommercial bank risk management of the effective methods; Finally put forward the ourcountry commercial banks should establish and perfect our country commercial bank internalcontrol management system, establish effective preventing the risks of international tradefinancing business organization structure, to perfect our laws and regulations related tointernational trade financing business, constantly improve the financing business managementpersonnel quality, so that commercial banks in china on the international trade financingbusiness risk awareness and ability to improve.