The Research The Board Governance And Management Performance Of Our Country’s Commercial Bank

With the opening-up of the financial sector and the deepening of the reform, our countryemerged in a number of emerging joint-stock commercial banks, their rise has been stimulating thereform and development of several major state-owned bank’s development. In early2009, China’sfive major state-owned banks ICBC, ABC, BOC, CBC, BOCM in turn has fully realized theshareholding reform and completion of the mainland and Hong Kong listed. Then, building thecommercial bank’s effective internal and external governance mechanism becomes one of the mostimportant problems of the joint-stock commercial bank reform and development. But because of theparticularity of commercial banks, especially under the transitional economy, our state-ownedcommercial banks has a strong effect of government leading in the system, commercial banksmainly rely on enhancing the management of the board of directors to improve its internalgovernance. Therefore, can the board correctly identify the favorable external environment for thedevelopment of the bank to make the correct effective decision or not, or whether the board canmaintain the interests of the shareholders and achieve maximum performance to allow banks toachieve maximum value, this are extremely important in the increasingly fierce competitionenvironment.This paper is based on this background and combined with the relevant literatures. Firstly, thispaper interpret the relevant theory and the connotation of the commercial banks’ board of directorsgovernance and operating performance, and summarizing their measurement methods and indexselection. Secondly, this paper analyze the present situation of our commercial bank’s boardgovernance and performance, according to2008-2010annual report of our country16listedcommercial banks, summarizing the operating condition from three years data and the change trendof each commercial bank. Thirdly, this paper make the statistical analysis and inspection against theinfluence variables of our country commercial bank board governance and performance, andestablishing a multiple linear regression equation, using SPSSl6.0software to make t test andmultiple linear regression analysis under the related data of2008-2010years China listedcommercial banks, studying the six influence factors of commercial bank governance of the board of directors’ impact on bank performance. The empirical research shows that: the scale of board ofdirectors performance negatively related to the operation of commercial banks; the proportion ofindependent directors performance a negative correlation to ROA, and performance no correlationto rate of NPL; the times of board meetings and professional committee are both performancesignificantly correlated to the commercial banks operating; chairman of two duty performance noobvious correlation to ROA and rate of NPL; the board of directors ownership proportionperformance a negative correlation to ROA, and performance weak correlation to rate of NPL.Finally, according to the conclusions of empirical research results, putting forward severe policysuggestion and prospect separately from the system of independent directors, times of boardmeeting, the professional committee and the board of ownership to improve our countrycommercial bank board governance and operating performance.