The Bank Of China, Ordos, Let Public Deposit Business Development Present Situation And Countermeasure Research

Corporate deposits as an important source of low-cost funds for commercial banks, occupying an increasingly important position in the Liabilities business competition. In2011, the national monetary policy varies from loose to stable and steady and the deposit reserve ratio raised several times. In face of an increasingly tough situation of increasing deposits, how to expand more corporate customers and improve the corporate deposits market share and maintain market share, has become the urgent subject to be studied and resolved for Bank of China, Ordos branch.This article combines the Ordos region’s economic development status,by means of specific analysis of the amount of.corporate deposits, industrial classification and proportion, and juxtaposing the corporate deposits current situation of the three state-owned banks, thus Industrial and Commercial Bank of China, Ordos Branch, Construction Bank of China, and Agricultural Bank of China in Ordos region, this article finds out problem of the task of the corporate deposits organization work for Bank of China, Ordos branch, it also proposes the resolve scheme from branches constitution to staff quality improvement, and then business expansion,providing some reference value for the organization work or management of corporate deposits for Bank of China,Ordos Branch.