Risk Assessment Index System Of Western Trust Co.,LTD.

In recent years, with the deepening of the development of the country’s financial industry, the trust company with banking, insurance, securities and said the financial sector the four pillars. Trust companies across the capital, the industrial market characteristics from the1979first trust company in China since the birth of the risk of frequent accidents, making large-scale rectification of the only nationwide trust industry as many as six times the number from the heyday of more than1,000plummeted to about50. Throughout the history of the development of China’s financial industry, an industry like the trust industry experienced such changes, which also shows the trust company’s internal risk control is a top priority throughout the development of China’s trust companies.In this paper, risk assessment system built is based on the COSO system theory on risk management as the foundation and basis. Enterprises are facing and the potential risk of the risk identification through the inductive method and deductive method to analyze and categorize the risks faced by the company; combination of the expert survey and classification analysis in tabular form. Risk measurement, the use of analytic hierarchy process to build a risk assessment indicator model. Set up an expert group within the company by the form of a questionnaire to assess the views of experts, using the analytic hierarchy process software to calculate the results of the assessment of the expert group for the weights of the various risk factors. The risk assessment group, formed within the company to use the Delphi analysis, qualitative risk indicators through questionnaires in the form of Wal-score method for the quantitative risk indicators for each risk score. Consolidated basis, calculate the arithmetic mean of the results of the risk assessment group, combined with the risk factor weights the results of the expert group, the final weighted score for the risk.Research results at all levels of the company’s current situation, more true and accurate information provide the basis for the theoretical study of risk management for the company, contribute to the management of the Company revealed that the results of the assessment to take appropriate risk management measures, with a certain degree of operability.