The Study On The Mode Of SMEs’s Finance Leasing In China

Since1978, China’s reform and opening up, China’s economic development has made theworld sit up and take notice results, the process of small and medium-sized enterprises play asignificant positive role. However, the financing problems of Small and medium-sized enterpriseshas been restricting its development are the important factors, especially in the2008financialtsunami swept across our country, China’s small and medium-sized enterprises face hugechallenge, the majority of small and medium-sized enterprise funds chain faced fracture, financialpressure is great, some enterprises on the brink of collapse.Financial lease as a" financing" and "melting" combination of new financing way, in thewestern developed countries has become a very important financial tool, but more importantly italso helped Western Small and medium-sized enterprises to solve the problems of them for a longtime the financing difficult question. However, financing lease in our country has not receivedenough attention. The development of Chinese finance leasing industry has a history of nearly30years, but so far or not to support small and medium enterprises to make due contribution, there isno cause of medium and small businesses seriously, imperfect laws and regulations, creditguarantee institutions, regulatory issues such as confusion.This paper introduces the definition and characteristics of financing lease, explains why thefinancing lease in our country at present did not play its due role, revealed in the small andmedium-sized enterprises of our country in developing financial leasing advantage, introduces indetail the development of financial leasing industry in China the history and current situation, putforward our country small and medium-sized enterprise financing lease development problems,finally, small and medium-sized enterprise financing rents the problem put forward thecorresponding countermeasure proposal.