| Commercial banks enhance their own strength through improving profitability. Sothey will have liquidity risk in the case of contradictions between liquidity andprofitability，liquidity is the basis of the bank’s survival, so the bank must maintainadequate liquidity, so that meet the needs of everyday business activities andsustainable development. But China’s commercial banks liquidity position is not veryoptimistic in the current situation; there are still risks in some respects.The article is based on the previous considerations, to analyze the actual situationof liquidity that China’s commercial banks through combination of theory and practice.Firstly, this paper analyzed the liquidity position of China’s commercial banks from2003to September2011; secondly, six indicators of liquidity risk evaluation systemwere selected based on previous analysis; thirdly, Entropy method was produced to givethe weights into such six indicators; After that, The evaluation results the followingconclusions: the most of the samples kept the stable liquidity, individual bank still needto strengthen risk management, especially, the asset-liability ratios are generally highand should be paid attention to. Finally, some suggestions were put forward in order toresolve such issues. |
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