Government Financing Platform Loans Risk And Countermeasure Analysis

Financing platform loan is an effective way of local government to solve the financing problems of the urban construction, public utilities, infrastructure construction. Financing platform has become an important way to raise funds of the local economic and social development, especially given the credit tide in2009and "four trillion" investment incentives, the number of local government financing platform company and the scale of financing was a rapid growth trend. Financing platform loan has played a positive role to the construction of infrastructure and to deal with the international financial crisis hit. But as the credit debt rapid expansion of local government financing platform company, credit risk of bank operations, local government finance excessive risk of liability, the regional economic development policy changes and the absence of post-loan management risks concerned by public, which has been the top priority of the CBRC risk regulation. How to effectively reduce the credit risk of the government financing platform, how to play a financing role of the financing platform under the premise of risk control, which is the contents of this paper to analysis.