The Influence Research On Listed Banks Of Four Regulatory Tools Based On Basel Accord Ⅲ

After the breakout of financial crisis, the Basel Commitment developed a new international financial regulation in order to strengthen financial supervision, which was the Basel Accord Ⅲ. Before the financial crisis, china has working hard to implement the Basel Accord Ⅱ. Complying with the new direction of international financial regulation and combined with domestic current banking situation, China regulators established a counter-cyclical macro-prudential management framework, introduced four tools which was capital adequacy, leverage, loan loss provisions and liquidity risk supervision., they were called as the Chinese version of Basel Accord Ⅲ. This paper focus on the status of Capital Adequacy、Leverage、Loan Loss Provisions and Liquidity Supervision of Chinese listed banks, and analyze the specific effects of four tools implementing on listed banks. The paper argues that the short term effect is small, but confronted big challenges in the long time. At last the paper puts forward corresponding advices, argues that listed banks should develop more channels to replenish capital, strengthen the capital planning and construction, change the mode of development, and promoting the Basel Accord Ⅱ and Basel Accord Ⅲ simultaneous.