Heilongjiang Province, Effective Supervision Of The Banking Sector

In the past years, the ability and level of the banking supervision in our county havebeen promoted. The banking reform has gained stage of substantial development. Thecompetition and risk resistance of whole banking has clearly been stong, which havecontributed to steadly circulation and society economy. There are six chapter In the thesisof master degree. The first Chapter is foreword. It dicusses purpose and start of paper andintroduces some finance knowledge literatures of some experts. The second chapter isoverview of banking supervision theory. It consists of definition and important meaningand utensil objective of banking supervision and so so. Practice proves that the bankingdoesn't depart from management of government, effective supervision need to beimplemented by secter of government. Maladjustment of bank inner control will consultin going into liquidation. Bankrupt will make depositor lose confidence. If financial crisishappens in a country, it will consult in financial crisis around the word and will suffertremendous economy loss. So,banking must be operated by effective supervision andbanking risk must be resisted by cooperation of many country. The third chapter mainlydealt with overview of banking supervision in advanced county. The chapter introducesBasel Capital Accord and core principles of effective banking supervision, thedissertation try to give some suggestion to improve the capital adequacy supervisionlevel on the commercial bank of our country. Then, after an objectively examination ofthe commercial bank risk and regulation status of our country, the dissertation give somesuggestion of banking regulation of our country and point out the concrete significance ofenhancing the commercial banks risk inspect and crisis alarm system to the improvementof our banking supervision and regulation level. It is urgency to build deposit insuranceorganization in China. the forth chapter of this paper presented author's own opinionsconcerning how banking supervision shall develop in the future in China. the fifthchapter introduces overview of banking management and banking supervision in Heilongjiang province, the forth chapter discuss presented author's own opinions how bankingsupervision shall develop in the future in Heilongjiang province.