Research On Management Of Credit Risk Of Agricultural Supply Chain Finance In China

Agricultural supply chain finance is a new financing mode that takes the agriculturalindustry chain as a organic whole in financing service. It unifies commercial banks,agricultural enterprises and the third party logistics enterprises together organically, to realizethe multi-win-win situation in every link of the agricultural supply chain, aims to maximizethe value of agricultural supply chain. Therefore, it is extremely important to study onevaluation and control on Supply chain of agriculture financial credit risk to the managementof financial credit risk of Agricultural supply chain.This paper determines a scientific definition to the origin, connotation, characteristicsof the supply chain finance based on the reference materials, summed up China’s agriculturalsupply chain finance type of business and development situation, and summarize the conceptand characteristics of China’s credit risk of agricultural supply chain finance,on thisbasis,proposed the specific steps of the credit risk management.Based on this, identify the Supply chain of agriculture financial credit risk, select fivechild pointers including macros copy and industry risk、comprehensive strength of small andmedium-sized enterprises, qualification level of financing enterprises、the quality of the assetsunder financing scheme, the whole situation of supply chain with the eigenvalue method ongroup decision, level indicators,namely the establishment of the15two indicators and39three indicators,and found agricultural supply chain financial credit risk evaluation modelbased on AHP-fuzzy comprehensive evaluation method.Then based on the specific cases ofagricultural supply chain finance, in the case of introducing the Financing body and Financingneeds concerned, use the evaluation model to rate credit risk of the business,and analyses theresults of evaluation specifically. Finally, Bring up and analysis solving measures foragricultural supply chain financial credit risk in china from the points of view of thecommercial Banks avoid risk and enterprises to deal with risk on Agricultural supply chainand The government’s macroeconomic policy, according to the problems of credit risks inagricultural supply chain finance and credit risk measurement results above.