Research On The Credit Risk Of Supply Chain Fiance Of SMEs In China

Middle—scale and small-scale companies has played more important part for oureconormic.But middle—scale and small-scale companies still face moreproblem,especially their financal problem that they face the most important problem.Facethe problem,there has been many method to resolve it in and abord.Bussiness banks haveprodueced new method accord to Supply financial chain.Supply fiancial chain hasiproved middle—scale and small-scale companies’ problem.At the same time,it hasprovide gains for big-scale companies.So,supply chain of finanical has been become thefocuse of the econormics studying.It is important to study the theory of Supply Chain ofFinancial that it pushes our econormic forward.The main content of the artiacle is:at first,it introduces the conception of supplychain of financai and the theory of riek;secondly,it anlysis the risk in the supply chain offiancial and introduced the factor of the risk;using the modle of KMV to anlysis the roleof every factor;so we can know the imprortent factor of risk;to play the supply chain offinancial role,to take advantange of the supply chain of financial,it providesuggestion.The first section,it mainly introduce the content of supply chain offinancial,including characteristic、advantage and the theory of risk.The second sectiongeneralizes three models of financing and their operation mechanism.Theirdly, in basicof the credit risk analysis，the thesis establishes a index system for rating caredit risk ofcompanies which want to finance，meantime,the thesis uses the KMV model to measurethe credit risk of a company．At last,the thesis sums up the whole article and raises someinsufficience.Accord to the all anlysis,we give suggestion to take adavantage of supplychain of financial.This article mainly study theory of supply chain of financial, but there are help touse it in action. It helps the companies which are engaged in circulation of commoditiesincrease their profit by raising business；it helps to reduce the cost and avoid the creditrisk in finance for banks through research．...