The Application Of The Network Lending For Financing Of Small And Micro-sized Enterprises

Small and micro-sized enterprises has played an important role in the provision of employment and the promotion of innovation. But the vast majority are facing difficulties especially in the financial difficulty under the current grim economic situation. With the development of the e-business, Net lending platform is becoming an emerging financing channel and playing a more and more important role in the financing of small and micro-sized enterprises. Under the topic of network financing of small and micro-sized enterprises, this article has analyzed the financing difficulties of micro-sized enterprises and the reasons outside and inside. Then, the article has introduced the types, Features and advantages of network financing. On this basis, the article has pointed the problems during the development of the network financing and Put forward the Countermeasures for these problems.