Forestry Asset Evaluation And The Bank Loan Risk Perevention

Timber resource assets as an important part of the assets of the forest resources, more and more asset appraisal business is base on the timber resource assets as an assessment and the mortgage as the purpose of the evaluation at the stage. But in the specific course of action, the business often cannot be established in compliance with the national laws and the related industry rules and regulations, it leads to numerous problems and increases forest rights trading risk factor from a certain level.In order to improve better and more correctly assessed results and reduce mortgage risk, the article is expounded from the timber resource assets assessment theory, the timber is divided into two major classes of evenaged and uneven-aged forests, and in response to two major stands, the assessment methods which are evaluated wood resource assets is expounded more systematically. The article is enumerated the commonly used appraisal methods of timber resources assets and discussed those methods of the application object and desired economic indicators and measurement of key issues.Using cases to analysis methods of the forestry resources asset circulation. The article takes County’s timber forest of Tai ning as the object of study in Fujian Province. According the forestry resources asset circulation、each economical technical specification and correlation data to estimate the Forest values. Assessment of object area has11798acreage, and woodland value is3.92million RMB. Cunninghamialanceolata (Lamb.) Hook timber assets include3732acreage, and accounts for the total area32%. It’s Assets worth about22.2million RMB. Pinus massoniana Lamb timber assets include3732acreage, and accounts for the total area59%. It’s Assets worth about25.46million RMB. Broadleaf trees Timber assets include3732acreage, and accounts for the total area9%. It’s Assets worth about0.67million RMB.Through the assurance of the accuracy of the data on resources, standardisation of the assessment methods, selection of relevant economic indicators, assessment bodies and assess the technical choices, it advances relational constructive comments for the forest right mortgage loan’s risk prevention.