| The international financial crisis already about four years ago, but its impact will continue for a long period of time, and will lead to larger adjustments in many areas. Although the global economy is gradually recovering, but the United States, high unemployment, and European debt crises, emerging economies face increasing inflationary pressures and challenges such as large capital inflows, the international economic situation, there are still a lot of instability, the economic recovery is very fragile. Our government in order to cope with the international financial crisis in2008launched a4trillion economic stimulus plan, maintain high economic growth in credit to the amount of days and large-scale investment in2009and2010, but eventually fell into the quagmire of inflation in2011macroeconomic regulation faced with many dilemmas. Since1999, the State Council set up the company, Cinda, Huarong, Orient and Great Wall of four state-owned assets so far, has been charged with the full-time disposal of non-performing financial assets spun off from state-owned commercial banks, and achieved good economic and social effects.Wei Cheng into the company’s non-performing assets disposal program to select research directions, through the analysis of Wei Cheng into the company, as well as the reasons for the formation of non-performing assets, according to the principle of non-performing assets, considering the bankruptcy liquidation, debt restructuring, usually repossessed assets, etc. the advantages and disadvantages of the disposal of assets, the eventual adoption of an innovative hybrid disposal mode of non-performing assets-debt restructuring+lawsuits+repossessed assets.+follow-up development "practice has proved that the success of this model to achieve a win-win situation. In this paper, based on the analysis of the status of the non-performing assets ofWei Cheng, causes, advantages, disadvantages and risks of different asset disposal program, and the final choice program SWOT analysis, which summed up the disposal program should consider a variety of factorsdraws a number of the disposal of non-performing assets revelation.Wei Cheng disposal choice that needs to integrate the various factors in the selection process in the program, is to protect the assets of the company’s normal income, but also to achieve Wei Cheng "rebirth" of the company to achieve a win-win situation, in order to achieve the optimal goal of asset disposal. |
