Japan-US Bank Mergers And Acquisitions As Well As The Revelation For The Development Of China Banking

In the21stcentury the strength of a country’s economy to the country’s development playeda decisive role，the development of the financial industry situation can fully reflect thecountry’s economic strength. Known as the financial industry known as the banking in theengine on a country’s economic development was also given more important position. Thispaper summarizes the beauty, the two countries of banking mergers motivation andcharacteristics, the key generalizes the1990s of banking mergers different form former. Atthe same time also on the two countries after the merger bank the effects of qualitativeanalysis and quantitative analysis, summed up the advantages and disadvantages of bankingmergers. Since Reformation And Opening, China’s rapid economic development, the bankingindustry plays a positive role should not be ignored. But Meantime, China’s banking onlydecades of development, compared with the developed countries still slightly childish. Theauthor believed that the bank merger is expanding its regulatory capital expand market sharein an effective way. I also believe, after the merger of the staff at the bank of the integrationof system integration and management idea integration of also is rather difficult. Not onlythat, in the process of bank mergers and acquisitions, related legal support, the policy of thegovernment support and proper guide are necessary but less. Bank mergers later, to improvethe difficulty of the financial supervision and regulation of the financial department putforward higher request. If it is improper supervision, light is causing panic, heavy then shakethe stability of the financial markets, these are all must be attached. This article through to thedeveloped countries bank mergers and research, combined with the present Chinese bankingdevelopment status and the financial system, try summed up the experience worthy oflearning and methods, at the same time also focuses on banking merger prone to problems,after the development of China’s banking industry to provide certain theoretical basis.