Research On The Development Of Supply Chain Financing For A Bank In Deyang City

As an emerging mode of financing, supply chain financing is extremely popular inrecent years in China. Based on business philosophy and value growth targets of corebusinesses in the supply chain, by means of specialized financial products and servicesfrom financial institutions, its core idea is to provide financing on enterprise or part ofthe upstream and downstream member companies in the entire supply chain. With thecollaboration of the real economy and financial capital, build mutual benefit andsustainable development among businesses, financial institutions and supply chain.Deyang city, Sichuan province, is China’s important industrial city and heavyequipment manufacturing technology capital, which has a number of domesticfirst-class, world-renowned national key industrial enterprises, is a shining industrialpearl on the West Sichuan plain. Over the years, under the leadership of these leadingenterprises, a large number of SME are nurtured, which supports the processing ofleading companies. With the machining industry chain cluster gradually formed andcontinue to improve, the supply chain finance business is in good condition.A bank in Deyang city is a prefecture-level branch of China’s largest state-ownedjoint-stock commercial bank in Deyang area. In recent years, combined with thecharacteristics of the industry of the region in Deyang, this bank has been trying andexploring in the supply chain financing business. But as a strong and sociallyresponsible bank, how to better achieve the financial support for the people’s livelihood,economic and SME financial services entities, how to achieve the win-win among banks,governments and businesses, supply chain finance business development is well worthyof study.This paper will combine the Deyang machining industry chain, around the businessdevelopment of supply chain financing status quo, introduce the relevant theory,background and the development of supply chain financing, systematically summarizeand reveal the supply chain finance business products system, business model, riskcontrol measures and the problems of Deyang city A bank. By displaying and analysisof actual financial case, pointed out the significance of supply chain finance business of Deyang city A bank to adjust the credit structure, expanding customer markets, enhanceoverall value, service the real economy and SME. Then put forward the furtherdevelopment of the bank supply chain finance business strategy recommendations.