| Legal deposit reserve, which is one of the three magic weapons with open market operationsand rediscount in the central bank to control the economy and liquidity purpose, plays a decisiverole. In recent years, legal deposit reserve policy is slowly fade out the central bank monetary tocontrol measures in the international,but our country has been frequently using this policy to solvesome problems such as ctroling the financial crisis and economic situation,soaring prices theimportant means since2008. From July to February in2006,after36times of frequent adjustments,the legal deposit reserve rate reached21.5%,which is Other countries never to arrive. However,withthe use of this effect violent policy,the commercial Banks’ liquidity which is closed to thecirculation of money will be changed to fit he central bank’s finally policy purpose. This paper isbased on the data collection and field investigation, to the relevant economic theory as a guide,through the inquires the literatures, in view of the domestic at present already listed commercialBanks as the research object, In order to study the flow changes, this paper focuses on the analysisof the Legal deposit reserve changing on the listed commercial bank loan ratio influence, throughthe comparison of data analysis and modeling. To the two aspects of optimization system reformfrom the policy reserve policy and commercial banks to promote flow, can play a better effect in thefuture to promote the use of the statutory deposit reserve ratio of this policy. |
PDF Full Text Request