Research On Financial Risk Management Of SYSB Bank

After China joins WTO, according to the rules of WTO, state-owned to our country banking industry protection deadline by the end of2006has come to an end. Adumbrative our country banking develops into the competition internationalization stage.This pair of our country commercial bank financial risk management, financial risk control ability raised new requirement. Our country commercial bank risk management mode is far behind the developed western countries advanced commercial banks. With the development of international banking industry’s history and experience as a reference guide, in the face of fierce international competition and domestic market diversified demand for services, to build with their own characteristics of the core competitiveness, promote our country commercial bank financial risk management capabilities and ability to cope, banking reform is the basic outlet of development.Based on the background of the reform of the banking industry, based on China’s commercial bank financial risk management system reform and institutional progress, constructing SYSB bank financial risk management and its framework, through drawing lessons from foreign first-class commercial banks successful SYSB bank financial risk management mode construction, renovation and management experience, and with the domestic SYSB banks risk management mechanism and the actual operation model for comparative analysis, and strive to thoroughly find SYSB bank financial risk management mechanism is the crux of the problem, and then find the SYSB bank financial risk management present situation and key technology for the construction of the node and the insufficient attribution, in order to establish the extra-territorial reference and practical scan real value; finally from seven aspects of the SYSB bank financial risk the construction of management mode exploration. From risk management to the risks and benefits of a reasonable match, credit mechanism, interest rate and exchange rate sensitivity of risk management, and proposed the construction of overall risk management of SYSB bank reform in the mode of thinking and countermeasures, with a view to SYSB bank financial risk management mode reform to provide beneficial reference.