Research On The Evaluate Of M Bank Personal Loan Customer Based On Data Mart

Business intelligence (BI) is a business management concept which refers toapplications and technologies which are used to gather, provide access to data, andanalyze data and information about company operations. Business intelligencesystems can help companies have a more comprehensive knowledge of the factorsaffecting their business, such as metrics on sales, production, internal operations,finally can help companies to make better business decisions.The ability to extract and present information in a meaningful way is vital forany business management application. Business Intelligence enables companies tomake better decisions faster than ever before by providing the right information to theright people at the right time. Employees increasingly find that they suffer frominformation overload and need solutions that provide the analysis to effectively makedecisions. Whether they are working on the strategic, the tactical, or the operationallevel, business intelligence applications provides tools to make informed decisions amore natural part of all employees everyday work experience. In data extraction,conversion process adopted industry mature DataStage tools, Reports show use ofhead office development of unified statements integration platform, OLAP aspects ofIBM Cognos components.As mentioned above, this paper discussed the BI technology’s feature、development status and BI tools, Through investigating the commercial bank’srequirement in detail, And some of these technology do some meaningfulattempt.First of all introduced the data warehouse, data mining technology related concepts, Then analysis the existing current information system after deficiency,Detailed description based on bank Odsb system of personal loan evaluation systemdesign and realization method.In the paper, we want to use an example of business intelligence in a bankenterprise in empirical analyze,to illustrate the business intelligence is able tochange the data into knowledge and information,And the business intelligence is notonly a powerful way of retail enterprise development, but also necessary skill of retailbusiness survival.