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A Study On The Personal Housing Loan Business Procedure In Commercial Banks

Posted on:2007-06-22Degree:MasterType:Thesis
Country:ChinaCandidate:L SunFull Text:PDF
GTID:2179360185457769Subject:Investment and the economy
Abstract/Summary:PDF Full Text Request
This dissertation targets on the personal housing loan dealing procedure in commercial banks Concerning the working experience, the author provides some suggestions for improving the dealing procedure of personal housing loan business in commercial Banks. The author hopes that this research can be helpful for upgrading the quality and efficiency of personal housing loan business in commercial banks, thereby, improving its competitive competence in the market.This dissertation is divided into five chapters. It researches on the personal housing loan dealing procedure in commercial banks in the following aspects: the current state of personal housing loan business in commercial banks; the risks affecting the development of personal housing loan business; the procedure present adopted in personal housing loan; innovation of the procedure of dealing with personal housing loan business; and the empirical research.Chapter one introduces the current state of personal loan business in commercial banks. In this chapter, the author overviews the development and current state of personal loan business in foreign commercial banks, delicately expounds this development in China, and summarizes the characteristics of personal loan business, that is, relatively long loan period; paying by installments; mortgaging loan and small volume of retail sales.Chapter two presents the risks affecting the development of personal housing loan business. The author sums up the factors affecting personal loan business and these factors include the risks of real estate developers, loanees,...
Keywords/Search Tags:Commercial Bank, Personal Loan Business, Personal Loan Business Dealing Procedure, Risk Controlling
PDF Full Text Request
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