| Commercial banks Notes financing business in China started from the early1980’s, in recent years, it have developed rapidly, Notes financing market has gradually become a new dazzling star of China’s money market, it has become one of the important channels in domestic enterprise financing. However, with the development of notes financing business, the risks are becoming more and more obvious. Credit bubble is revealed, criminals and commercial bank staffs engaged fraud, all kinds of fraud behavior remain exist despite repeated prohibition give banks risks and losses, how to prevent and control notes financing business risks are various commercial bank urgent attention and solve an important problem of each commercial bank notes financing business risk is becoming more and more obvious. Development notes financing business must establish the risk prevention mechanism, perfect the risk management methods.The paper, uses empirical and comparison research method, encloses the following aspects to research commercial bank notes financing business risk management:first, put forward the research background, technical route and expected value; second, through the research in recent years our country commercial bank notes business development situation and through the case analysis the commercial bank bill financing business risk management situation of our country; third, analysis risk causes of our country commercial banks notes financing business from credit risk, operation risk, interest rate risk, policy risk, the moral risk; Fourth, give management countermeasures of commercial bank notes financing business risk management credit risk management, operational risk management, interest rate risk management, the policy risk management, moral risk management five aspects as the key; fifth, puts forward six commercial bank notes financing business risk management development Suggestions to the senior of commercial bank. |
