Equilibrium Analysis Of Supply And Demand On Chinese Rural Financial Market

The issues concerning agriculture, countryside and farmers are bottlenecks restricting the harmonious developments of Chinese economy and society, and the essence of these issues are funds. A regular, sound rural financial market should be established, which could provide financial supports and guarantee the developments in the rural areas. Rural financial market and its efficiency are the focuses of the current theoretical studies, but there are still some limitations of the nowadays researches, which often concentrate on finance itself, failing to combine the economical development and financial development in rural areas.On the basis of current theories and researches, this paper tries to measure the efficiency of the rural financial market by evaluating its contributions to the economical developments in rural areas, combining the developments of economy and financial markets. Furthermore, applying the analytical framework on Laiwu City, this paper makes an empirical analysis of the factors limiting rural financial market development, and seeks possible ways to eliminate them.This paper consists of six parts:First, it describes the research backgrounds, purposes and methods; Second, it gives definitions of rural financial markets and comprehensive reviews of current research theory concerning rural financial markets; third, it analyzes the contribution of rural financial markets to the development of the rural economy; fourth, taking Laiwu City as an example and from perspectives of supply and demand, it analyzes the imbalance status of rural financial market supply and demand, as well as five pairs of contradictions causing the imbalances, identifying the main factors restricting the rural financial market efficiency; fifth, it further interprets the consequences of imbalance between rural financial supply and demand, and makes an in-depth analysis of the reasons in relations to market mechanism and system; sixth, on the basis of the current situation of the rural financial markets, it gives institutional and operational policy suggestions on how to improve the efficiency of Chinese rural financial market system, and provides an possible institutional evolution path.