The Research Of Finance Leasing Company’s Financing Channel

Finance Leasing Company entered our country in last century eighty time.Since then,it has been developed for more than20years.Although it has achieved a rapid development in the system of socialist market economy, it is still at the starting stage. Both in size and in capital market penetration,compared with the western developed countries, the financial leasing market has a big gap.It is bad for the financing of small and medium-sized enterprises and the economic development of our country. Investigating its reason, we have drawn some columns containing the leasing industry development factors, such as the national relevant legal system is not perfect, and the societies’ understanding for financial lease industry is less. But the most fundamental reason is that the leasing industry’s capital scale is too small, and financing gap is large.Thus, the pressing matter of the moment of improving the financial leasing industry development status is to widen financing leasing industry financing channel, and to raise enough funds.The first part of the article is the introduction, elaborated on the contents of this framework and the research status. The second part and the third part come into the body part, and the second part introduced the finance lease and finance lease concepts, and summarizes the characteristics of finance leases and finance leasing companies. The third part of the article sets forth the current development of finance lease in China, and points out that among the factors that hinder the development of finance lease in China, the most important is the shortage of funds. And further more this paper analyses the importance of the expansion of financing channels for financial leasing companies.In the fourth part, according to the current demand of H Finance Leasing Company to get the capital, combined with H Finance Leasing Company financial scale, this essay firstly discusses debt financing and equity financing financing way in China, which is traditional and is also relatively easy to achieve. According to the principle as well as the financing scale, the essay decides to adopt the combination of financing strategy, namely the issuance of equity financing and bank debt financing strategy financing combination. And the essay provides examples of choosing the combination of financing strategy of H. To undertake the fourth part, the fifth part avoids the traditional financing strategy, according to the Finance Leasing Company’s business characteristic, and put forward three kinds of innovative financing channel, namely bank, asset securitization and trust combination of financing strategy. The essay analyses its characteristics of financing, and gives a few successful cases. Analysing their choices of financing channels on the experience and shortage, one hand, it can give references to H Finance Leasing Company financing; on the other hand, it provides a good medicine to solve the problem of finance leasing industry. At the same time, the essay puts forward that the Finance Leasing Company should establish more channels of financing strategy, and the country should accelerate the establishment of a sound legal system, catalyzing the establishment of multi-channel financing channels.In the epilogue, the essay hands out the deficiency and the main conclusion. And it puts forward some personal views to the financial leasing industry in terms of financing attitude.