Comparative Study Of Chinese And Foreign Commercial Banks

With the development of China’s market economy, finance has gradually become the core of modern economy. The financial industry with its unique role, into the development of China’s market economy, finance has become an integral part of modern economic development. Therefore, as an important part of the financial system-commercial banks in China’s market economy will play a more important role.Foreign commercial banks started earlier, after hundreds of years of development, its business and is relatively mature. In view of the strength and competitiveness of the foreign commercial banks, commercial banks in the United States, European Union, Japan is strong and competitive. Due to a lot of historical reasons, China’s commercial banks started late, after30years of reform and development, the various types of commercial banks in China have developed rapidly to form a diversified pattern, the operating mechanism and gradually establish the gradual improvement of the corporate governance structure, management and risk control ability gradual increase in continuous improvement, financial services, asset quality and asset size significantly, leading commercial banks in developed countries, asset quality, risk management, liquidity management and operating management many aspects of their gap. Therefore, China’s commercial banks should try to identify the gap with the leading international bank, efforts to improve its development, there are still problems to be significantly strengthened the competitiveness of Chinese commercial banks.More comprehensive comparative analysis of the performance of China’s commercial banks and foreign commercial banks performance, find the gap between China’s commercial banks and foreign commercial banks, in order to find a method to improve the operating performance of China’s commercial banks, with a strong theoretical and practical significance.Comparison review of domestic and foreign commercial banks operating performance evaluation system, the choice of the most widely used international CAMEL rating system based on30domestic and foreign commercial banks operating in2009-2011as the research object, the application of factor analysis empirical research, and correspondence analysis method and a corresponding increase in operating performance measures in respect of the different types of domestic commercial banks based on the empirical results.