An Empirical Study Of Factors Affecting The Performance Of Listed Commercial Banks

Nearly three decades years, the rapid development of China’s banking, commercial banking was the explosive growth of scale and profitability ahead of other industries, has become the object of the whole society to chase favorable. Especially in the new century, the pace of reform of commercial banks has accelerated markedly, completed the shareholding reform of state-owned big firms, have been listed among the forefront of the world’s major firms; joint-stock commercial banks have also accelerated the pace towards internationalization, prompting constantly improve the corporate governance structure enhance risk control, optimizing asset quality, enhanced ability to resist risks and compensation; city commercial banks also springing up, explore and expand within the region, which holds an important position in the entire financial system. This makes more and more people began to pay close attention to the development of the banking sector. But the concern is not equal to understand, to understand does not mean understanding, understanding is not necessarily a professional. In view of this situation, this selection of 16 listed commercial banks, as the research object, the commercial banks operating performance factor empirical analysis, and listed commercial banks to make a comprehensive evaluation.The article is divided into six chapters. The first chapter is the full text of the introduction part, the article explained the general background, significance, research content and research methods. In recent years, part of the background of macroeconomic developments and their impact on the banking sector to do business overview; briefly explained the significance of practical significance and great value for China’s listed commercial banks operating performance studies; the research content and research Methods introduced the main contents of each part of the writing of this article, the full text of the logical framework and research methods applied.The second chapter is listed commercial banks operating performance affecting factor theory empirical research review of the relevant researches conducted and Review, and reference herein theoretical knowledge of the sort.The third chapter is the status quo analysis of operating performance of listed commercial banks to compare detailed data analysis of the problems of the operating status of listed banks since 2014 and faces.The fourth chapter is the factors index system affecting performance of listed commercial banks, choose 14 selected financial indicators and build business performance evaluation system.The fiith chapter is listed commercial banks operating performance factor empirical analysis process and results, choose 16 listed 2013 financial data were analyzed using factor analysis method by SPSS20.0 software to calculate the five common factors were integrated ranked. Compare the advantages and disadvantages of each bank based on the results of scores, and get a comprehensive evaluation of each bank.The sixth chapter is the conclusions and recommendations, in the concluding section of this article, summarizes the results of the empirical analysis of three types of bank performance in five areas summarized; part of the final proposal for the empirical analysis conclusions, recommendations are divided into large state-controlled banks and smaller banks raise operating performance improved.