Suzhou Financing Of SMEs CauseAnalysis And Countermeasures

This article through to the small and medium-sized enterprise an important role in thenational economy of the exposition, fully shows the important significance of solving thefinancing of small and medium-sized enterprises. Research from the present situation offinancing of small and medium-sized enterprises in Suzhou, sum up and use the existingsmall and medium-sized enterprise financing theory, research method to obtain theconclusion of research, and based on practical investigation, qualitative and quantitativeanalysis method, comparative analysis etc.. Firstly, by analyzing the behaviorcharacteristics of small and medium-sized enterprises, from the point of view of SMEs toidentify the problem. Then, through the analysis of relevant concept of the operation,management of commercial banks, analyzing the differences between commercial banksand small and medium-sized enterprises both, finally find out the real cause of financingdifficulty of small and medium-sized enterprises, and puts forward correspondingmeasures to solve the problem. In order to give some inspirations to solve the financingproblem of SMEs in china.The innovation of this paper is: This paper as an author of many years from the smalland medium-sized enterprise financing business bank staff, has the rich experience andexperience. As the commercial bank is still the main channel for SME financing, SMEfinancing and financial support from commercial banks strategy and business model, sothis paper mainly from the perspective of commercial banks, the financing problem ofSMEs, and proposes the corresponding countermeasures feasible.