Legal Research Of New Rural Financial Institutions For Risk Prevention

In the background of new rural construction，the new rural financial institutionscame into being. In recent years, along with the continuous deepening reform of therural financial system, the new rural financial institutions have been rapidlydevelopment. The development of financial institutions has well implemented theCPC and the State Council’s "three rural" policy in rural areas. And these letlow-income people get the benefits. So the new rural financial institutions arewelcomed by the masses of rural areas. The strong vitality of the financial institutionsin rural areas clearly shows that it is very imperative to develop new rural financialinstitutions.This article is a study of legal research of new rural financial institutions for riskprevention. From these practical experiences in recent years, we can see that awell-established risk prevention mechanism is a necessary requirement to make sure thesafe and healthy development of new-type rural financial institutions. Therefore, thewriter discusses the risk prevention legal system of the new rural financial institutionson the status of the development of China’s new rural financial institutions. Aftercompared to the experience of foreign financial institutions in rural areas, the writerputs forward some countermeasures to form a sound risk prevention of the legal systemof a new type of rural financial institutions.Chapter I is the new rural financial institutions and their risk performance. Itdiscuses China’s new rural financial institutions’ risk performance from the basicconcept of the new rural financial institutions and the essential characteristics on thebasis of combining the characteristics of China’s new rural financial institutions.Chapter II is the system reasons for risk of China’s new rural financial institutions.This chapter analyses the causes of risk prevention system from five aspects. Thesefive aspects market access, internal control, agency personnel, and the intervention ofgovernment departments in security law field.Chapter III is the foreign legal preventions of the risk of rural financial institutionsand its Implications for China. This part analyses the mechanism for risk preventionof foreign rural financial and than try to learn from its experience.Chapter IV is to complete legal system of China’s new rural financial institutionsfor risk prevention. Combined with the status and existing problems of China’s new rural financial institution, this part propose to establish a wide range of mechanism toprevent risk on the basis of the useful experience of foreign rural financial sectordevelopment.In the background of new rural construction, the new rural financial institutionsplay an important role in filling the rural areas blank and revitalizing economicdevelopment of the rural areas. With the development and growth of new ruralfinancial institutions, there is reason to believe that the construction of "three rural" willbecome better and better. However, new-type rural financial institutions as a newthing have many shortcomings in terms of risk prevention, which seriously affecting thesustainable development. To make sure the rapid and healthy development of the ruralfinancial industry, it not only to accelerate the pace of development on the amount of thenew rural financial institutions, but also qualitatively enhance mechanism of riskprevention to protect the new-type rural financial institutions.