Environmental Liability Compulsory Insurance System

China’s economy has undergoing a period of rapid growth. Access to economic benefits, environmental issues are becoming increasingly grim, which has seriously hampered economic development and people’s living standards. Large-scaled environmental pollution not only caused huge economic losses, but also directly affected human health and property safety of surrounding residents in the affected areas. Environmental pollution involved in all aspects of many scholars from the point of view of ecology and environmental engineering. This paper aims to resolve the problem of filling the victim’s loss in environmental accidents in a timely manner in a legal point of view. This article has two main ideas:First, the suitability of the environmental liability compulsory insurance system, where the main argument from the theory and practice of compulsory insurance model more fit to China’s national conditions; Second, how to build environmental responsibility compulsory insurance system, the specific system architecture. Specifically, this paper include the following parts:The first part is the basic theoretical research to explore the concept of environmental liability compulsory insurance system characteristics and theoretical basis. Environmental liability compulsory insurance system in our country does not have a clear, unified conception. The definition of its scope of application, there is no uniform standard, resulting in the awareness of the Scheme as well as fulfilling its functions greatly hindered. Therefore, a clear concept and scope of the system has been an important foundation for the establishment and effective implementation.The second part of the comparative study of the extra-territorial environmental liability insurance system as well as the typical country’s system, providing a useful reference for China’s environmental liability insurance system. Environmental liability insurance system is exotic. Its ability to adapt to China’s national conditions, not only need to have a deep understanding of the various modes of the system, you also need to test the rationality of the system through the practice of China’s legal system. Analyze and summarize the overall development process of foreign environmental liability insurance system, and any insurance model in the United Kingdom and the United States compulsory insurance model are compared and combined with China’s specific national conditions to select a reasonable legislative mode.The third part is the problems in the pilot of our current environmental pollution compulsory liability insurance system, lessons learned. Legal documents of this part of the introduction of provincial and local implementation of environmental pollution liability insurance system for the analysis on the basis of the specific issues in the practice summary highlights the limitations of voluntary insurance model of environmental liability insurance system play, which highlights the compulsory insurance the rationality of the mode.The fourth part is the construction of the system, including environmental liability compulsory insurance system perfection of the legal system, the specific content of the design and construction of related facilities. Environmental liability compulsory insurance system should be established based on legislation, to modify and improve the relevant legal system. First, the specific design of the system should be a combination of mandatory and flexibility, necessary to comply with a mandatory general provisions of the law, also with regional specialties. Secondly, the establishment and improvement of the facilities environmental liability compulsory insurance system for the construction of a useful supplement.