Compulsory liability insurance of vehicle traffic accident which the insurance company compensates the driver of insured vehicle and victim’s injury or death caused by a traffic accident in liability limit. China’s compulsory liability insurance of vehicle traffic accident stated latter than developed countries. In recent years,the insurance has been initially established in China. But various areas and courts use differently with exemption clause, which cause different verdicts. Generally judicial organ’s judgment is authority, but similar cases diverse judgment weakened credibility of court,and also against original intention. The range of exemption clause is in need of definite.Moreover, compulsory liability insurance of vehicle traffic accident needs to solves issues in the full protections for victim, the responsibility of insurance company and social risks sharing. In the paper,the author’aim to improve the exemption clause through study juridical practice, the range and bearing insured liability. |