Financing Lease Registration Study

Finance lease industry in China which has existed for decades, began developingrapidly in recent years. By the end year of2012, the number of finance leaseenterprise has been560. The field of finance lease service attracted a growing interest.But due to the characteristics of finance lease industry that the ownership separatedfrom creditor’s rights, the lessor’s rights is still not well protected. Many scholarshoped to erect system through researching the necessity of finance lease register. Inpractice the People’s Bank of Credit Information Center built finance lease registersystem. But there is no relevant law to support this system and to make it in force. Sothe system had much failure in protecting the right of lessor. This thesis set it as objectof study, focusing on research from the point of view of the credibility of theregistration of the feasibility of the finance lease registration.Introduction section of this article describes the three main issues, namely, theneed for the establishment of a finance lease registration system through theintroduction of financial leasing industry development status and problems. Discussesregistration system established by the financial lessor’s right to protect the rights ofthe lessor. The second section is a brief description of the current theory of the case,mainly to study finance leases registered articles and monographs statistics. The thirdsection is to account for the main structure and innovation. The first chapter is the introduction part of the article, including two aspects. Thefirst one is the basic theory of credibility, introducing the basic concept and the effect.The second one is introduction of matching between financial lease registration andthe principle of credibility. This chapter introduce the necessity and feasibility aboutfinancial lease registration introducing the credibility principle. On the other hand, thechapter make contrast between finance lease registration and the ownershipregistration.The second chapter discussed the relationship of finance leasing subjectregistration and setting the people’s Bank credit registry system as the starting point,discusses the suitable governing organization and applicant who is appropriate for thecredibility principle.The third chapter discussed establishing the examination system of financeleasing registration. The first part is to introduce the relationship of credibility andexamination which includes substantive examination and the formal examination. Thesecond part is to seek a new examination method on the basis of the first part.The fourth chapter introduce the registration effect. The chapter made contrast ofregistration antagonism and registration effectiveness. Afterwards this chapter makeanalysis about whether registration antagonism or registration effectiveness should thefinance leasing registration should apply.The fifth chapter discusses the financing lease registration capital base systemconstruction. This part reserch from two aspects, on one hand from the protection ofpublic reliance of registration point of view, putting forward the financing leaseregistration system need capital base as support; on the other hand, combined with thecharacteristics of financing lease registration, through the analysis of relevantexperience at home and abroad, to determine the financing lease registration in ourcountry feasible capital base source.Conclusion section introduce the present situation of the finance leasing industry andthe importance of financial leasing registration...