Study Of The Situation And Countermeasures Of The Shizuishan Bank’s Anti-Money Laundering Internal Control

Money laundering seriously damages the normal political, economic and financial order of a country, damages the credit of financial institution, and seriously affects the normal development of the whole economy and society.Because of the financial institutions to pay special effect system and financial assets collection and transfer process in one country,therefore money launderers will select financial institutions as the primary channel for money laundering in the general situation, and commercial banks is the main channel for money laundering in the financial institutions. The unique nature of the commercial banks are in the first line of the anti-money-laundering work, play a mian role."The people’s Republic of China anti-money laundering law" and "Regulations of anti-money laundering in financial institutions" requires commercial banks and other financial institutions have to establish and improve the internal control system of its own anti-money laundering, and financial institutions, active or being lied into participating in money-laundering activities will damage the reputation of the financial institution itself and threaten its robust operation, which also requires requires financial institutions must take effective measures to establish its own anti-money laundering internal control system.In recent years, the Shizuishan bank which is been studyed in this paper is a rapid development bank of local city commercial banks in the Ningxia. This paper will study situation of the Shizuishan bank anti-money laundering internal control, and point out its problems, also propose countermeasures from the system level, organization construction and personnel allocation, the mechanism of supervision and inspection for its anti-money laundering internal control. To improve anti-money laundering internal control level of the Bank of Shizuishan, which is beneficial to the long-term and steady business.This paper is divided into three parts:introduction, text and conclusion. The introduction part introduces the background, purpose and significance of this paper, research status at home and abroad. The text consists of four chapters, The second chapter summarizes the related theories involved in the paper; the third chapter introducs the situation of the domestic and international anti-money laundering internal control;the fourth chapter points out its problems, and analysis the causes and constraints from Shizuishan bank anti-money laundering internal control of the current situation; the fifth chapter proposes targeted countermeasures for the problems of the Shizuishan bank anti-money laundering internal control, the fourth chapter and the fifth chapter is the focus of this paper;the sixth chapter is the conclusion.