F Rural Bank Anti-Money Laundering Management Internal Control Risk Research

With the development of economy,money laundering is increasingly rampant.Criminals use Banks to wash out illegal funds,disrupt the financial order,endanger the implementation of financial security and macroeconomic policies,and do great harm to social stability and the development of financial institutions themselves.The banking industry is the main battlefield in the fight against money laundering crimes,and it should establish anti-money laundering risk control measures corresponding to the size of the institution and business risks,and effectively perform the legal obligations of anti-money laundering.Compared with state-owned commercial Banks,as an emerging financial institution,the anti-money laundering work of rural Banks starts late and its overall development lags behind,leading to the weakening of the anti-money laundering internal control and management ability of rural Banks,which is contrary to the high-pressure anti-money laundering supervision situation at home and abroad.It is of positive and far-reaching significance to identify and evaluate the risks of anti-money laundering internal control and management of rural Banks and propose targeted control strategies to improve the performance of rural Banks and maintain social and economic stability.This paper takes F rural bank as the research object,and adopts the methods of literature research,case study,and qualitative and quantitative analysis to study its anti-money laundering internal control and management risks.Firstly,the relevant concepts are summarized,and the domestic and foreign researches on anti-money laundering risk assessment and anti-money laundering control of Banks are expounded.Secondly,it analyzes the anti-money laundering risks and control status of F rural bank,and finds out the problems in the anti-money laundering internal control management of F bank.Furthermore,from the three units of internal environmental risk,staff operational risk and internal supervision risk of F village and town bank,12 first-level indicators and 40 second-level indicators,the weight ratio of the three units was obtained through the evaluation of the indicators byexperts and the analysis of yaahp program.Then grade the secondary index according to the performance of anti-money laundering of F rural bank in the past three years,and quantitatively calculate the score of anti-money laundering internal control management evaluation of F rural bank through analytic hierarchy process.Finally,based on the analysis results,this paper proposes the anti-money laundering internal control management strategy of F bank,which includes three parts:strengthening internal control environment control,strengthening control measures effect management and improving internal management and supervision.