On Perfecting The Legal System Of Credit Checking

The modern market economy is credit economy. Credit, is can look forward to future benefits from the market, is the guarantee of the healthy and orderly development of market economy condition. Lack of credit, will no doubt severely hampered the economic development of China. If you want to make China become a economic power, economic power, build system of perfect credit system is the foundation. However, western economy developed countries credit credit reporting industry has two hundred years of development history. And in our country, its only after more than ten years of development, is still a new industry. Credit information management chaos, market main body to do not take the credit and credit legal system imperfect, which restricts the development of credit reporting industry in China. Therefore, to establish a perfect legal system of credit inquiry, credit inquiry of the western economy developed countries for reference to the legislation and experience, set up credit reporting agencies can consider to use government launched, the mode of operation of marketization; Open credit data with laws and regulations, acquisition and use of the program; Strengthen the legal protection of privacy; Set up a complete credit investigation supervision mechanism; Create a disciplinary system. Only thus, can we gradually build system of perfect credit inquiry system in our country, safeguard the healthy and orderly development of market economy.