Theory Of Bank Financial Products To Its Demonstrative Obligation

In recent years, there have occurred rfequent disputes caused by zeroor even minus yield from bank ifnancial products. One of the reasons ofthese disputes is that commercial banks often fail to implement theirdemonstrative obligations appropriately toward their own financialproducts, and thus mislead the irsk level and the return rate of customers.In Chinese current laws related to the bank financial products, there onlyexist bank fundamental obligations against product-sale, while lack ofprovisions against demonstrative obligations. This also leads overmuchemphasis on the customer behavior activity other than the neglects ofbank demonstrative obligations. Therefore, based on the above problems,this paper will be written as follows: the first chapter will describe alawsuit which is relevant to bank financial products disputes, and then putforward different views and opinions against court verdict. The firstchapter will also list some problems in implementing demonstrative obligations. The second chapter will expound the concept and content ofbank demonstrative obligations. The third chapter will analyze thestandards and focus point of the implementation of bank demonstrativeobligations, as well as several suggestions toward bank demonstrativeobligations. The last chapter will give some advice of the judicialapplication relevant to the demonstrative obligations of bank ifnancialproducts.