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Research On The Supervision Of Bank Financial Products In China

Posted on:2015-02-15Degree:MasterType:Thesis
Country:ChinaCandidate:F PengFull Text:PDF
GTID:2296330431989173Subject:Economic Law
Abstract/Summary:PDF Full Text Request
Since the birth of bank financial products in China in2004, they have been developing so rapidly that their assets under management are among the top of the various types of financial products now.The development of bank financial products in China has solved the problem of narrow investment channels of domestic residents,raised the yield of residents’ investment and also played an important role in improving the financing structure,guiding the folk capital flows,meeting the need of bank customers,increasing the residents’ property income,speeding up the transformation of bank business and adjustment of management strategy,and promoting finacial innovation.The characteristic of low risk and high income has caused the attention of numerous domestic investors, but with the emerging problems and controversy as an accompany at the same time, such as zero yield and minus yield.As with the development of mixed-industry operation, the separated supervision system dominated by the regulators in China could not adapt to the reality of the needs of the mixed-industry operation of financial market development. On this basis, the author try to put forward some suggestions to inprove the supervision of bank financial products in our country.
Keywords/Search Tags:Bank financial products, Separated supervision system, Mixed-industry operation, Institutional regulation
PDF Full Text Request
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