Legal Study On Financing Issue Of The Small And Micro-Enterprise

In July2011, the small micro-enterprises plan Standard Provisions was drawn up under the codetermination of the Ministry of Industry and Information Technology, the National Bureau of Statistics, the National Development and Reform Commission and the Ministry of Finance dividing medium-sized and small-size business into medium-sized, small and micro three types of small micro-enterprise small businesses and micro-enterprises, collectively. Associated with the development of China’s market economy, small micro-enterprises has been rapid development, and gradually become an important force in accelerating China’s economic development and the promotion of social progress. Small micro-enterprises play an important role in the promotion and improvement of employment as well as promoting reform and innovation, optimizing resources with funding, to promote fair and free competition in the market and increase our revenues and expand exports, also in promoting the market economy and prosperity. However, small micro-enterprise development faces predicament difficulties in financing, even worse,a major barrier factors restricting the development of small micro-enterprises., which is more prominent, even being a focus in the economic and social development when it comes to our small micro-enterprise financing services in2012.Firstly, the paper defines a small micro-enterprises in China, and explains the role of small micro-enterprises and their financing options; Secondly, under the premise of small and micro-enterprises and financing defined, specific analysis of endogenous financing of small micro-enterprises through legal meansproblem, on indirect financing and direct financing problems; Thirdly, compared small micro-enterprise financing laws in the United States, Japan and other countries, and are summarized empirical models used to draw small micro-enterprise financing; finally, legal analysis of the issue of small micro-enterprise financing and foreignlegal adjusted comparison and reference, combined with the specific reality of our country, and endogenous small micro-enterprise financing, indirect financing and direct financing of legal adjustment.