Legal Regulation Of Private Lending Research

As an important source of funding for small medium enterprise, Private lending hasmade tremendous contributions to improve financial markets. Although the Privatelending has incomparable advantages to formal financial, its negative impact on theeconomy can not be ignored. When private lending can be legitimated and where will itgo in the further, are all needed to be solved. This paper analyzes the case of privatelending and combines existing cases to explore the present problems of private lending,and then try to make legal and regulatory suggestions.The first chapter is mainly on the three typical cases of private lending and throughcase analysis to get concept and features of private lending, especially the existingproblems in legislative and regulatory aspects.The second chapter is base on the analysis of relevant regulations of the UnitedStates, Japan and Taiwan’s private lending to sum up the experience to improve ourprivate lending.The third chapter is on the basis of existing problems of private lending and withforeign and Taiwan’s experience to establish the legal status and improve the regulatoryregime of private lending in the legislative and regulatory aspects.