Construction Of The Shadow Banking Regulatory Mechanisms

Shadow Banking, refers to those tools and products exist in banking functions, but drifted away from regulation, or rarely regulated financial institutions and their derivatives. The concept of shadow banking was first mentioned by American Economic Conference Pacific Investment Management Company McCulley in Kansas Fed Economic Conference. Commercial bank’s "money shortage" which occurred in late June of this year pushed the shadow banking to the front of public and caused widespread concern.The author also studied shadow banking and its regulatory approach through the background.This paper first analyzed the concept of the shadow banging from the perspective of regulators.Then the value of its regulation were discussed from a positive value and a negative value in two ways. Then on the subject and object of the shadow banking system, the transaction legal relations were analyzed from the perspective of legal relations and then explores the shadow banking regulatory objects, and to the shadow banks or regions were defined. Next, the status quo of China’s shadow banking regulators were introduced, proceed from our shadow banking supervision and regulation outstanding problems facing the dilemma of two aspects of the shadow banking supervision proposed in the problems. Then the author of the United States and the Financial Stability Board shadow banking regulatory developments were summarized description and no comparative analysis. and then thinking, in order to find the inspiration to China shadow banking supervision. Finally, the author of the foregoing characteristics of China’s shadow banking analysis, as well as the United States and the Financial Stability Board on the shadow banking supervision, trying to sort out the development trend of the shadow banking supervision. Then discusses several of the regulatory principles to be followed in the shadow banking supervision, in order to be able to build on the shadow banking regulatory mechanism can be slightly helpful to provide some reference.The author consider that the supervision of shadow banking should grasp the moderate principle and give a reasonable living space to the primary stage of shadow banking. We should reinforce the risk control and measurement of shadow bank. Holding a positive attitude to the international cooperation of shadow banking. We also have to coordinate the relationship between regulatory agencies and adopt the shadow banking’s good points and avoid its shortcomings. Finally, we can make shadow banking play a positive role to make our financial market prosperity, so that the shadow banking can play its due contribution in promoting the development of the national economy.