Risks And Strategies For Colleges And Liabilities Operations

University liabilities is a very common phenomenon, in the situation of enrollment and the popularization of education, colleges and universities seek their development through the way of bank loan is a good idea that it opens up the development of school, gains the agreements of the majority of most institutions, reduces the government’s financial burden, and also meets the needs of the development of universities. However, colleges and universities does not have a very clear concept of the behavior of bank loan, and their awareness of risk is not enough. They didn’t establish early warning mechanisms, at the same time; a clear plan about the use of the loan funds had not been made. Because of that, a serious of problems appeared soon, many colleges and universities get into a crisis of liabilities, and the huge debt pressure has a negative effect on the development of colleges and universities.In addition to financial difficulties operation, school’s day-to-day teaching will also be impacted. So this study is an important theoretical and practical issue that the universities need to face.This study is divided into four parts. The first part is introduction; it includes research status and trends, the purpose and significance of the study, the definition and theoretical basis, research ideas and methods, etc. Currently, lots of attention focused on this issue in our country, but in foreign countries, there are few researches about this issue, because their education system is different from our countries’. In existing studies, its direction and the trend is gradually diversified. This study can provide useful help to promote universities’sustained, healthy and rapid development, maintain the stability and continuity of the universities’development, bring up multi-level talent who can meet all kinds of needs. The second part is use a model to estimate the risk status, get the loan risk index of Sample University. The third part is analysis the reason of the risk. The fourth part is analysis the strategies to cope with risks.In short, coping with the risks of universities’ liabilities operation is a long and arduous task, it needs government, university and others join together to complete the work of prevention and control, and then pave the way for the universities’ healthy development.